Getting started
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1. General
PumpkinVine is a trading account health platform. Through low-barrier simulated trading challenges, plus AI risk scoring and personalized suggestions, we help traders build better trading habits.
No. PumpkinVine is a trading-technology and risk-management platform. It does not provide traditional brokerage services. The core of the platform is simulated trading, trading-ability assessment, and risk management.
Unlike a traditional prop firm, PumpkinVine builds AI account-health assessment into the prop-firm evaluation. It helps users spot hidden trading risk and gives practical guidance on how to improve. No KYC is required, and traders can request a payout every 24 hours, with no limit on the number of payouts.
PumpkinVine welcomes traders worldwide who are at least 18, provided that participation and any purchase comply with the laws of their country or region. Where applicable law prohibits participation, PumpkinVine may restrict or refuse service. Access is limited in some regions. See the restricted-jurisdictions list at the bottom of the page.
2. Drawdown rules
On the two-step challenge, maximum overall drawdown is 10% in Phase 1 and Phase 2, and 8% in the funded phase. On the one-step challenge, both the evaluation phase and the funded phase use a 6% maximum overall drawdown.
Two-step accounts (Phase 1, Phase 2, and the funded phase) have a maximum daily drawdown of 5%. One-step accounts have a maximum daily drawdown of 4%, applied to both the evaluation phase and the funded phase.
If a loss exceeds a drawdown limit, the account is in breach and the challenge fails.
Overall drawdown is measured from the account’s starting balance. It is the maximum equity decline allowed over the whole challenge, including floating profit and loss and fees. Daily drawdown is measured from the account’s balance at the start of the day. It is the maximum equity decline allowed within that trading day, including floating profit and loss and fees. The day rolls at 17:00 Chicago time.
As part of sound risk control, keep single-day risk inside the daily limit (5% on a two-step account, 4% on a one-step account), and manage every trade so the account never exceeds the overall limit: 10% in the two-step evaluation, 8% in the two-step funded phase, and 6% throughout the one-step challenge.
Once a drawdown limit is breached, the challenge fails immediately. For anything else, contact customer support.
3. Trading rules
No. Expert advisors (EAs), hedging, algorithmic trading, and cross-account copy trading are prohibited.
To pass a payout review, profit on your best day must not exceed 50% of the sum of profit across all profitable trading days. Formula: highest single-day profit ÷ sum of profit on all profitable days. The ratio must be below 50% for a payout request to be approved. Example: Day 1 profit $5,000, Day 2 loss $3,000, Day 3 profit $1,000, Day 4 profit $5,000. Sum of profitable days = 5,000 + 1,000 + 5,000 = $11,000. Ratio = 5,000 ÷ 11,000 = 45.5%. Because the ratio is under 50%, the payout can be processed. This consistency rule applies to funded accounts only.
The payout request is rejected. You need more profitable trading days so the ratio falls below 50% before you can withdraw.
Add profitable trading days. The formula counts only profitable days, so a new profitable day lowers the ratio directly. Losing days are not added to the sum, and they do not change your largest single-day profit. Steady, smaller profits over more days are the most effective way to get the ratio under 50%.
Your profit split starts at 80%, and selected promotions can raise it to as high as 90%.
It depends on the product. For futures, it depends on whether the relevant exchange is open over the weekend.
No. Account merging is not supported.
Yes. Overnight and weekend holds are allowed. The platform trades standard futures contracts, and positions must not be held into the contract’s delivery or expiration date.
Cross-account hedging is strictly prohibited. During the simulated evaluation only, hedging between different instruments inside the same account is allowed. Example: long MNQ and short MGC in the same account.
Yes. On a $2,000 account, for example, if floating loss hits the 5% daily-loss line, the account is closed immediately.
Two-step challenge: 8% in Phase 1 and 5% in Phase 2. Drawdown rules stay the same. One-step challenge: 10%.
Two-step: at least 0 qualifying trading days in each evaluation phase. One-step: no minimum number of days — complete at least 0 qualifying trades (a qualifying trade is a complete round trip held for at least 1 minute, from opening to fully closed).
No. Two-step only requires the minimum qualifying days per phase and one-step only requires the qualifying trade count; neither has a maximum time limit.
Two-step: yes — each evaluation phase needs at least 0 qualifying trading days. One-step: no minimum days, but you must complete at least 0 qualifying trades.
All three conditions must be met: (1) at least one full round trip that day, opened and closed; (2) that trade held for at least 60 seconds; (3) peak margin that day at least 1% of the account’s starting balance.
No. You can trade at your own pace. An account with no activity for more than 30 days may be closed.
PumpkinVine expects every trader to keep risk disciplined and steady. If trading repeatedly shows a high risk exposure, a lack of reasonable protection, or aggressive entries that swing the account sharply, the payout review may treat it as excessive-risk trading. Traders should control risk, including an exit plan set in advance and sensible protective measures.
Hedging and any form of market manipulation are prohibited. This includes opening an opposite position in the same instrument, coordinated trading across accounts, exploiting quote or execution gaps, and abusing the platform’s trading mechanics.
One identity may use only one set of accounts. Registering extra identities to evade platform rules, abuse evaluation terms, or manipulate payouts is prohibited. The rule protects fairness for every trader.
4. Pumpkin Score
The Pumpkin Score is your trading-account health score. An AI model trained for PumpkinVine uses trading discipline, money management, position sizing, stop behavior, and related inputs to measure how healthy the trading behavior is.
Not necessarily. We look at how you make money, not only how much. Large profits can still score poorly if they come with overtrading, oversized positions, or poorly placed stops.
The Risk Engine reads your trading behavior, flags overtrading, position size that is too large, unusual drawdowns, and similar risks, and shows a risk level so you can catch problems earlier.
A Prescription is a personalized plan to improve how you trade. Based on your Pumpkin Score and risk assessment, it tells you which habits to change and how to build better discipline, step by step.
Yes. As long as you simulate-trade on PumpkinVine, the basic versions of all three are free. Professional features are paid by subscription.
5. Practice challenge
The practice challenge lets traders learn the evaluation rules and test a strategy. There is no entry fee. It is a one-step challenge with an evaluation phase only — there is no funded phase. Every practice round you pass earns one prize draw. Prizes are 100 USDT in cash or a 100 USDT voucher that can offset up to 50% of a challenge fee. Practice is a drill only. Simulated profit cannot be withdrawn.
After positions are closed, simulated profit must reach 10% (balance at least 55,000), with at least 0 qualifying trades (complete round trips held for at least 1 minute, from opening to fully closed) and no minimum number of days, without breaching a drawdown limit.
Daily loss 4%, overall loss 6%, equity floor 47,000. Breaching any drawdown limit is an immediate fail.
Once a day. Unused attempts do not roll over. A practice account does not use a paid challenge slot. Only one practice challenge can be open at a time.
Every practice round you pass earns one prize draw. Prizes are 100 USDT in cash or a 100 USDT voucher. The probability of winning the 100 USDT cash prize is 10%. The voucher cannot be withdrawn and can offset up to 50% of a challenge fee on a single purchase.
No. Practice profit and loss are simulated only. They cannot be withdrawn, moved to a funded account, or used to offset an entry fee.
6. Payouts
No. Profit made during the evaluation cannot be withdrawn.
Submit a payout request in the dashboard and withdraw profit from the funded account.
No. On PumpkinVine, evaluation accounts and funded accounts are both simulated. Profit paid to traders who pass comes from challenge fees paid by those who do not, and from a selection fund sponsored by partners.
After a request is submitted, payouts are generally completed within 3 business days, and in principle no later than 7 business days.
Once you have completed 5 qualifying trading days in the current cycle, you can request an eligible payout. Under the platform terms, eligible profit must also pass one check: the 50% single-day profit ratio.
PumpkinVine currently pays out in USDT on BNB Smart Chain (BSC). Before requesting a payout, confirm that your receiving wallet supports BSC.
Under the standard split, you receive 80% of eligible profit on the funded account. Selected promotions can raise your split to as high as 90%.
The minimum payout is $100.
Once the funded account is active and all payout conditions are met, you can request a payout at any time — the first and every later payout work the same way, with no fixed waiting period: 5 qualifying trading days in the current payout cycle, an eligible share of at least $100, all positions closed, and your best day in the cycle below 50% of the profit across all profitable days. After a payout the balance resets to the notional principal and the next cycle's 5 qualifying days start over.
Yes. You can request a payout every 24 hours, with no cap on the number of requests.
Yes. All open positions must be closed before a payout request is submitted.
7. Payment and account access
The prop-firm model has no monthly fee. A challenge account is a one-time payment. Advanced AI features are charged as a subscription.
We cannot offer the service in some jurisdictions. Restricted regions include those subject to controls by the Financial Action Task Force, the European Union, and the United Nations, and any region where we cannot lawfully operate. The full list is at the bottom of the website and is updated from time to time.
We currently accept cryptocurrency on BSC. Card payments, credit and debit, will be added later.
Once a challenge account is purchased, it cannot be refunded or switched.
Challenge fees are non-refundable once purchased. A refund may be considered only for a duplicate charge, or where a technical failure meant the account was not delivered. Separately, if you pass the challenge, the entry fee for that account can be refunded on the first payout from the funded account.

